Tips and tricks for Reconstruction and Development of a positive credit.

On scale of 1 to 10, how rate your credit? How scale of 350-850? If you are not too sure, you may want to check it. There are many sites online where you can get "free" copy of your credit report and your credit rating.

Did you know that the results below 640 are considered bad credit? If you are currently in this category, here are some tips to help everyone. If you are below 640 are made up, see this community if they are identified. If not, they really can contribute to your results!

First, lets talk about the weather. Time is one of the greatest gifts that have a recovery of credit ... We must not squander. Failure to do something now, will not make the process more! What more to Good things, the better your results!

Second, if you just give them credit, get a life! Your mistakes of the past should not dictate your future. Learning the past and use the right type of credit in order to build your credit record.

Third, the project small and simple. Do not worry about obtaining a $ 10000 credit line off the bat. It is as if she decides to buy a new Mercedes or BMW, after their old cars continue the journey! Start with a loan secured by your savings account. There are credit cooperatives and banks to bring in the smallest state from $ 500 to $ 500 in savings.

Fourth, to a revolving credit cards and used properly ga. Not max. Simply put a small amount each month and is paid every month when he arrives account. This really will give his client a start!

Ultimately, it is easy and slow. Do not worry about trying to get 520 to 780 at night. This is of course say your results are not likely to run at night, you should not expect to raise up to speed.

Good luck and happy construction loan!

How to build Link Popularity by Salihu Ibrahim

Link popularity is very important with regards to search engine placement or ranking. Most Search Engines including Google, place much importance in a Website's link popularity. They use the number of outgoing and incoming links to a Website to determine the importance ( relevance ) of the Website for a particular keyword or keyword phrase. However, incoming links are more important than outgoing links.

The search engine Google, uses its PagerRank (PR) as a measure of the link popularly of a Website. If you have the Google tool bar installed on your browser, you can easily see the PR of any site you visit on the Web. You can download it at: http://toolbar.google.com/. The PR of a site ranges from 0 to 10. The higher the number, the better. A grey PR bar means the site has not been indexed, been dropped or has been banned.

Why Link Popularity

Search Engine builders, continuously research ways to make their search engine result pages (SERPs) relevant to users. Different methods have been employed to determine the most relevant pages. Methods such as keywords in title, keywords in metatags, keywords in filename, keywords in headings, keywords in links, keywords in content of pages, etc.

Webmasters have found ways to manipulate these, thereby improving their ranking in the Serps. The latest method is link popularity. Obtaining quality links from good Websites is not easy. A good Website will only link to you if there is some benefit to that site or that site's visitors. However, Webmasters have again found a way of beating this latest hurdle. They do this through reciprocal linking. I see search engines rejecting reciprocal linking in future because this is an artificial way of boosting link popularity. The only sure way for search engines to ascertain link popularity will have to be one way incoming links.

Do's And Don'ts Of Site Linking

1. Don't do reciprocal linking with sites that sp@m. Your outgoing links to unethical sites could get you into trouble with search engines.

2. Don't link to FFA link farms. You might be penalized by the search engines.

3. Keep a close watch on your link partners always. Link to relevant and complementary sites. The higher the PR of the site, the better.

4. Obtain one-way incoming links when possible. It's the best. Use anchor text in links.

5. Most important of all, create good, original and unique content and one way incoming links will come naturally.

Reciprocal Linking

Reciprocal linking is simply exchanging links with other webmasters in order to boost link popularity. It involves sending e-mails to webmasters of sites with relevant and complementary content.

How To Do Reciprocal Linking

Write a nice and polite e-mail to the Webmaster you wish to exchange links with. However, take note of the following points:

1. Visit the sites you want to exchange links with so that you have an idea of what the site is about.

2. Before visiting the sites, download the Google and Alexa tool bars. The Google tool bar gives you the PR of the sites. The Alexa tool bar gives you an approximation of the site's traffïc and sites that are linking to it. Download the Alexa tool bar from: http://www.alexa.com/.

3. Mention one or two things about the site in your e-mail. Explain how beneficial a link exchange will be for both sites and site visitors. You can put a link to the site before sending your e-mail. Tell the Webmaster where to locate the link. Provide the keywords or keyword phrase with which you want to be linked.

4. Make it known on your site that you are willing to exchange links. You can use a "link to us" or "reciprocal linking" link. You can also use a web-form so that potential link partners can fill in their details.

Points To Note

Most sites do not have their contact email on their sites because of spammers or email harvester software. You can contact webmasters through their "contact us" form or use www.whois.com to obtain information on how to contact the webmaster. You can run your link popularity campaign through third parties such as LinkExchange.com but their prices seem a little bit on the high side. You can also use software such as Zeus and Arelis. These software apps automate most of the manual tasks that go into building link popularity. However, care must be taken when using them. One could be labeled a spammer, if they are used incorrectly.

One Way Incoming Linking

One way incoming links, are the best type of links to have for your site. They increase your PR and link popularity. They indicate to the search engines that your site is an authority on the keyword or keyword phrase used to link to you. However, incoming links are the most difficult to acquire. You can build your one way incoming links using the following strategies.

1. Build good quality websites or web pages with original, unique content. With great content, other webmasters will naturally refer visitors through links to your site.

2. Provide a frëe, useful service or tool on your site. For example, a link popularity chëck tool. This will bring repeat visitors and other webmasters will refer visitors to your site.

3. Give away something for frëe at your site. It could be a quality e-book, a useful program, software trial download, or a gift in exchange for links. You may give out the gifts after ascertaining that they have linked to your site. Some webmasters might bring down the links after collecting the gift, but many sites will still retain your links. Although you might not get many high PR sites linking to you, lots of low PR sites will still enhance your link popularity.

4. You can organize an award so that winners will link to you before claiming their prizes. Be sure to make your policy on this clear enough.

5. Pay to be listed in niche directories. Provide good topical articles on your site with links to your home page. Give permission to other webmasters to use at their sites.

To Cap It

As you go through the web, running your e-business everyday, you will discover that the most successful sites are those that give something away for frëe. Sites that are an authority in their segment of the market are those that provide useful content, or frëe tools, service, and/or software. Building such sites takes a lot of patience and perseverance, but, in the end, the reward is immens

Five Steps To Successful Web Marketing And Sales Process! by: Abe Cherian

The basic principles used successfully by brick and mortar storefronts in moving your potential clients through a successful sales process is also the most effective way on the web.

But how?
You do this by following the five step process in your marketing strategy by attracting potential clients, building trust, helping them choose the right product, presenting the product, and then closing the sale.

Step One- Marketing / prospecting:

Prospecting is the delivery of qualified visitors to your website. It can be achieved by many forms, such as, search engine marketing, pay-per-clicks, and e-mail advertising that draw people to your site. Once they are there, it's your responsibility to show them how your product can fill the void in the marketplace and what sets your product apart from the rest. Deliver your 'Unique Selling Proposition', USP.

Step two- Building trust:

Just like in a brick and mortar business where you greet a person when they walk in the door or physically help them find what they are looking for, you can build trust by doing similar things on your website by the elements that surround the design and development of your website.

Your visitor is unconsciously judging your credibility by asking themselves the following questions:

1. Does the website have the feel and look of a legitimate company?
2. Is it easy to find the company contact information?
3. How is the copy on the site?
4. How fast does it download, and are there any broken links?
5. Is there a privacy policy posted on the site?
6. Is it easy to navigate?

Step three- Help the buyer:

If you have done your prospecting right, the visitors coming to your website are hoping to find a solution to their problem. The solution can be a product or a service. Internet marketing studies show that 7 out of 10 visitors are ready to buy. They are only looking for a vendor who they find more helpful.

Ask yourself these questions?

1. Are you helping your visitors to identify and find the solution to their problem?
2. Are you guiding them to find the solution by easy to find information, and navigation?

Step four- Present the product:

Before you present your product, make sure that you have already helped the buyer by identifying with their needs in the previous stage. When you present your product or service to your visitor be sure to keep their attention and their interest by motivating them to continue with the sale.

Step five- Successfully close the sale:

Look at each of the products that you offer and ask yourself these questions:

1. Are you assuring them by giving guarantees?
2. Does your description answer all their questions?
3. Are you giving them feed back and testimonials from your clients?
4. Do you take credit cards, if so which ones?
5. What happens after they purchase?

Take the guess work out of the purchase process.
If you court your visitors by the five steps above, you'll see better conversions, and increased profits.

How To Gain Web Traffic Through 9 Simple Tips by Leanne Hoagland-Smith

Driving traffic to your website can be a time consuming task. However, these easy tips may help you increase traffic and convert those visitors into actual customers.

1. Title on your main URL and secondary pages

Originally, my title was ADVANCED SYSTEMS-A Leadership & Organizational Training & Development Firm near Chicago, IL. If I searched for the first two words ADVANCED SYSTEMS using Overture at http://inventory.overture.com I found a little over 4,000 keyword searches. By using this tool, I entered various key words and discovered that the term education and training had over 210,000 searches during the previous month.

Research also recommends that the title length not exceed 77 characters and so I continued researching the most effective key words to pair with my first two terms. Also, additional reading suggested that you indicate your location within this title. Even though the completed title may exceed the recommended length, this is OK because the search engines do read beyond 77 characters. Also, as you construct or revise each page, make sure that title has the appropriate key words. Currently, I am doing that for my site because as stated earlier ADVANCED SYSTEMS is not a popular searched term.

2. Content

Both my Internet marketing coach (www.leaders-perspective.com) and my marketing consultant (www.hodgecommunications.com) acknowledged that the content on my site of which I wrote was of exceptional editorial quality. Their praises made me feel very good. However, both told me that the content wouldn’t “sell an igloo to an Eskimo.” This wasn’t what I wanted to hear after spending hundreds of hours writing this exceptional content. Currently, I am revisiting each page and rewriting the content using a marketing content focus instead of editorial one. I had failed one of the basic lessons in marketing – write to the audience needs by identifying potential benefits not your expertise.

3. Search Words Again using the mentioned site in tip #1

I began to rewrite the content and then checked key words and phrases to ensure that they were embedded within the content. Writing in Microsoft Word, the writer can go to the Edit button and scroll down to the Find icon. By typing in a specific word or phrase, this handy tool will check to see how many times it appears in the document. A note of caution – Be careful not to overload your content with search words because the robots are quite sophisticated and can distinguish this overload.

4. Call to Action Within the content on each page should be a call to action.

The visitor should be encouraged to sign up for a free newsletter or contact your office by phone or email. Also, you can provide links to other pages within your website such as “click to hear read more articles.”

5. Thematic Approach

Using a theme entices search engines to travel through all the pages within your site. The theme can be your unique selling proposition. Also, a thematic approach encourages your visitors to visit more than one or two pages.

6. Use of Pictures, Graphics and Flash Pictures are far more effective than clip art.

Remember to use a variety of genders and ethnicity because your Internet audience is diverse. Be careful with flash and other time consuming graphics as they may consume too much time to download. Many visitors leave sites if the site doesn’t download in a matter of seconds. Time is money not only for you, but your visitors as well.

7. Free Offers

Visitors like to receive free offers from ezine booklets to articles to recommendations on books and other sites. Entice your visitors with freebies and have them coming back for more.

8. Regular Updates

Sites need to be updated on a regular basis to encourage Search Engines to continually visit your site. A static site is not good for web traffic or building relationships with your visitors. Construct a plan to revisit your pages to provide new content for Search Engines. HINT: Remember to check Key Words as you update your pages.

9. Perfection and Under Construction

Since web sites should not be static, perfection is an ongoing experience. Don’t wait until the content is perfect. Load it and then watch your statistics. Under construction shouldn’t be forever, however prioritize those pages you wish to update first. If you need to add a page, do so and mark it as “Under Construction.” I currently have several new pages “Under Construction” and still have yet to revise all my pages. Working using a plan (see tip 8), I anticipate completing the entire site within the next 30 days. And then, revisit at least 2 pages each month to update the content.

These last two months have been an incredible learning experience for me as I continue to work on my site to expand traffic and therefore potential clients. For example, one of the most visible results has been a 300% increase on one of my revised pages (http://www.processspecialist.com/youth.htm). Even though the site is still has pages under construction, I know that following these 9 simple tips will continue to multiply traffic and eventually increase my client base.

Five Basic Web-Design Mistakes by: Abe Cherian

In the e-commerce industry, there are two types of websites:

1. Resource driven websites: When you list tons of resources on a particular topic, or categorized resources on various topics.

2. Direct Selling Websites: When you are selling one or two products and want your visitors to signup, purchase, or subscribe to that particular product or service.

"The effective design is which is maximum simplified"

No matter what type of website you are developing, these are the 5 factors you should avoid to make your presentation more effective.

Factors Damaging The Website Design Effectiveness:

1. Slow loading contents.
Your pages downloading time is extremely important. Your users will shut your website down very quickl if you make them wait more because of your slowly downloading pages. The other sites are on a mouse click away from them.

2. Badly written content
The text that is ready for print has nothing to do with the text for the Web. According to Jacob Nielsen, Web usability guru, users have more difficulties in reading the information on computers rather than on printed editions. They rather scan it
than read it profoundly. Huge text blocks are unreadable and couldn't allow them to do it. Means to make text more readable and effective could be effectuated by using:
--Separate paragraphs
--Titles
--Subtitles
--Indentations
--Bullets
--Hyperlinks
--Different fonts and sizes

3. Complex design, abundant in elements
Don't complicate users work by complex and abundant design making the website not to be clear in terms of its downloading and its appearance on their screens.

-- Avoid frames. They could seriously damage your website usability.

-- Having a site, made on FLASH you can't explain fast and clear to users what his content is about, what it would be useful with, what they could win, using your services. If you insist however on including FLASH elements, much better variant is to insert them in a detached small file, with definite size, but inserting it, you have to possess some clear purpose. It refers much more to your home page, which is your website main portal.

-- Don't leave your pages without comprehensible title tags, clearly explaining what is your page about (title tag is the page title you see on the top of the browser).

-- Don't leave your site home page without text, explaining to your users who you are and what you are talking about on your site.

4. Difficult navigation, incomprehensible for user
-- Don't upset user by bad navigation, making him feel lost. He could enter your site by each of its pages, not only by the home page. If he/she enters by another one, he/she must understand what is his/her position on your site, where he/she could go by
clicking the corresponding link.

-- Don't leave your site without a site map. The site map gives user the possibility to orientate fast and easy on it.

-- Always put on each of your pages a link to the home page plus the firm's name and logo, making them also a link to the home page.

-- Don't allow the existing of a orphaned page, where a user could find lost.

-- Don't change the default color of the hyperlinks, because users are expecting to see them exactly that way. When a text is blue, the user is used to thing it is a link, and if it is purple, that it is a visited link. The different colors from the default ones will throw them into confusion.

-- Don't make blue a text that is not a hyperlink. That will also confuse them.

-- Don't put a link that leads to the same page, except these that go to other page sections.

5. No validated program language
The code your site is written in is validated depending on browsers from different types and versions.

-- Incorrectly written program code will make your site users close it immediately due to its bad appearing in their browsers.

-- The correctly written code is the best way to ensure on your pages the properly appearing of as more as possible browsers. It includes old versions and versions that will be published.

The biggest mistake made by lots of web designers is to project their activities from their own point of view, without thinking about user.